Why Upgrade to EMV at the ATM? The Risks for Banks & Credit Unions

Many Americans have little knowledge of the complete payment cycle or the encryption communication process involved when it comes to EMV (Europay-MasterCard-Visa) technology.

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However, since the implementation of the EMV liability shift at point-of-sale (POS) terminals in 2015, U.S. consumers have steadily become more aware of the benefits of chip card technology. The integration of EMV at major retailers with prior security breach concerns such as Target and Home Depot have reinforced a basic understanding of the added protections chips provide for in person transactions. Yet many merchants, ATM operators and even financial institutions are slow to move toward complete EMV integration – putting themselves at ever increasing risk.

Download our white paper to learn more about EMV and the risks to banks and credit unions if they do not upgrade. 

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Posted on November 3, 2017 and filed under Resources.